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Stage 1
Start an inquiry
Connect through a partner, referral, digital channel or branch visit and tell us what you need.
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From first inquiry to final repayment, understand what F.O.D. checks, what you prepare and what happens next.
Timelines depend on complete information, successful verification and the approval process.
Connect through a partner, referral, digital channel or branch visit and tell us what you need.
We complete KYC and AML screening, then verify your employer, FBO or VSLA relationship.
Our team reviews documents, interviews you and may conduct a site visit where required.
Qualifying applications target a decision within 72 hours through a tiered approval process.
Approved funds target release within 24 hours to your mobile money wallet or bank account.
Repay through the agreed structure while our team monitors the facility and supports you throughout.
Identity, AML/KYC checks, employment or group status, income or savings history, existing obligations and supporting relationships.
Document review, customer interview, an internal scorecard and a site visit where the product or circumstances require it.
Portfolio monitoring, reminders and accessible complaints channels are intended to keep customers informed throughout the facility.
For more information, call or WhatsApp +233 20 876 20039, or email ezu@fodmicrocredit.com.
See the product-specific conditions and documents before starting an inquiry.